Roof Financing in Oregon Affordable Payment Plans for Roofing

Interstate Roofing offers affordable payment plans for residential roof replacements and major roof repairs in Northwest Oregon and Southwest Washington, including Portland, OR and Vancouver, WA. Contact us for information on roof loan rates or to get pre-approved!

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What is Roof Financing?

Roof financing provides homeowners with the flexibility to spread the cost of a roofing project over time, utilizing loans, monthly payment plans, or alternative arrangements. Whether homeowners have good or bad credit, roof financing options may be accessible, depending on the specific circumstances.

Interstate Roofing enables homeowners to make investments in their homes without shouldering a significant financial burden. Get in touch with us to discover suitable loans or payment plans tailored to your budget and credit score.

Roof replacement in Oregon paid for using financing

Benefits of Roof Financing

Real Time Pricing

Repair or replace your roof when it needs it most, without the need for immediate payment.
All-In-One Solution

Enjoy manageable monthly payments tailored to your budget.
Pricing Transparency

Avoid tapping into savings or emergency funds for upfront roofing expenses.
Empower Your Decisions

On-time payments contribute positively to your credit history.

Roof Financing Payment Methods

You can make monthly roof financing payments through Interstate Roofing with four different payment methods: Cash, Check, Visa or Mastercard.

Different Ways to Pay For Roofing in Oregon

Cash

Cash is the simplest way to pay for a new roof. No interest, just the upfront cost.
Check

Checks are another easy, upfront way to pay for a roof replacement. You’ll cover the agreed-upon amount in one lump sum.
Credit Card

Putting the cost of a new roof on a credit card can have significant benefits if you have a card with rewards points and cash-back bonuses. However, putting the costs on a credit card can bring convenience fees of 2.5%.
Personal Loan

You can apply for a personal loan to cover the cost of a new roof from a bank or credit union. The interest rate and terms of your loan will be based on your credit score.
Home Equity Loan (HELOC)

A home equity loan is essentially a second mortgage, where you use the equity you hold of your home as collateral on a loan. You’ll pay a home equity loan back in fixed monthly payments for between 5 and 30 years.
Insurance

If your roof has been damaged by extreme weather, contact your homeowners' insurance to claim the damages. Insurance may cover a portion or the complete cost of your new roof.
Financing From Your Roofing Company

Interstate Roofing is a roofing company that offers roof financing in Oregon. Contact us to learn more about rates or to get approved!
Government-Funded Home Improvement Loans

Check with the U.S. Department of Housing and Urban Development to determine your eligibility for a government-funded loan.