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Summer Is the Perfect Time for Roof Repair in Portland: Do You Need It?

What does it mean when the weather turns beautiful, the kids are out of school, and the smell of barbeque is wafting down the street? It must be summertime in the Pacific Northwest—and that means it’s also the perfect time to consider repairing your roof. In fact, you may have already Googled “roof repair Portland, Oregon,” recently because you’ve started thinking about whether or not your roof might need some TLC.

The warm-weather months are the ideal time to get serious about these types of improvement projects, so let’s look at some of the factors that might determine whether you need to repair your roof.

The Importance of Roof Inspections

Your roof protects your home and everything inside of it from rain, sun, snow, and wind, so it’s especially important to maintain and keep it in good working condition. Because your roof is a complex structure that’s exposed to nature’s elements every single day of the year, there are numerous issues that can come up. And when it comes to your home, an ounce of prevention is most definitely worth a pound of cure. Or, in other words, regular maintenance is good for both the appearance of your home and your wallet. Dealing with any needed repairs sooner rather than later will end up saving you money in the long run.

Roof damage can be obvious, like the quintessential drip-drip of water into a bucket due to a leaky roof, or noticing damaged or peeling shingles. It can also be subtle, so you’ll need to be on the lookout to be able to recognize the signs of damage. This could mean doing an inspection of the roof anytime there’s extreme weather or if your roof is getting old. Even if your roof is on the newer side and the weather has been fair, it’s still a good idea to pay attention and prevent any minor problems from becoming bigger. When inspecting the roof, remember to look at the exterior and the interior. Roof damage can happen anywhere.

Specific Signs to Look For

When checking the outside of the roof, there are a few warning signs that indicate a need for repairs. The first is the visible presence of discoloration and water spots, which are small areas of water damage that will eventually warp shingles and the exterior finish. It’s especially important to pay attention to where the roof and the exterior walls meet. Damage can certainly create visible distortion in this transition area, so you should be able to detect any signs of a problem.

Similarly, make sure to check around the chimney, vent pipes, skylights, and other objects that are in contact with your roof, as these areas are subject to wear first. Visible signs of wear to shingles or damaged flashing should be taken care of immediately, and usually minor roof repairs will fix the situation. Either way, it’s best to have these areas looked at by a professional as soon as possible to avoid leaks.

While inspecting your roof, make sure to also look at the gutters. One sign of a damaged roof is the presence of small granules resembling black sand clogging up the gutters. These granules likely come from shingles that are either damaged or have been exposed to the elements for too long, and it’s a good indication that you should also look at the shingles themselves. They might be breaking down due to weather or the lack of proper ventilation from the inside. Are the shingles curled at the ends? If they are cracked or curling, it means they’re nearing the end of their lifespan. Missing shingles also mean you need roof repairs, because they should be replaced as soon as possible.

To monitor roof damage that’s happening on the inside, make sure to pay attention to the attic space and rooms closest to the top of the house. If there is significant water damage, it will begin to warp the ceiling and walls of the rooms below. You might notice small—or large—spots of brown staining on the ceiling or on the insulation in the attic. Homes with hardwood floors may also start to see drops or puddles of water in the middle of the room. If you notice the decking or rafters in your attic are sagging downward instead of remaining straight, they may be wet from leaking moisture; this can usually be managed with repairs if the issue is localized.

Another thing to look for while checking the interior is outdoor debris inside of your home, as this can mean there’s a hole somewhere in the roof. Speaking of holes, if you can see any streams of light coming into the attic or any other room underneath the roof, it’s an opening that could also let water in. This is usually a sign that your roof needs immediate repair so as to avoid additional damage to both the interior and exterior of your home.

I Need Roof Repair! Now What?

If you’ve discovered that roof repair in Portland is something you’ll be searching for due to coming across any of the above warning signs, pause for a moment and congratulate yourself for being a responsible homeowner who is staying on top of their roof repairs (no pun intended).

Next, consult with a seasoned professional such as Interstate Roofing that can help you take care of the issue, sooner rather than later. Remember that summer is the perfect time for roof repairs in Portland, so you’ve picked the right time to do it. You can ensure your home will be protected from the elements once the autumn and winter weather returns.

Dealing With Disputed Roof Damage Claims

Don’t give up hope if your insurance claim for roof damages is denied. With a strong appeal, you still have a chance to win.

If you’ve recently received the news that your insurance company won’t be covering your roof damages, don’t panic just yet. While most policies will honor repairs that go beyond normal wear and tear – think major damages from storms or vandalism – getting the compensation you deserve isn’t always as simple as filing your claim on time. Fortunately, you do have the right to appeal. If it’s clear to you that your roof repair bill should be covered, don’t be afraid to fight back.

Why Good Claims Go Bad

While they have a reputation for being tough, most insurance adjusters go into their field because they want to help people rebuild their lives when disaster strikes. Denying claims isn’t something they enjoy, but just like you, they’re held to strict standards by their employers. From negligence to insufficient evidence to contract exclusions, there are many reasons why first claims get denied. Some denials may be final, but many others can be corrected with a little extra work on your part.

The good news is that you’re entitled to a detailed explanation why your claim isn’t being accepted. If you find the language confusing, call your provider for more information. Remember that when you know exactly what went wrong, you have a much higher chance of winning your appeal.

Tips for Getting Your Denial Overturned

1. Learn the terms of your contract inside and out. The more you understand about your policy, the more leverage you’ll have when communicating with your insurance company. You can get a head start on understanding insurance law in Oregon here.

2. Keep in contact with your agent. Most insurance agents are more than happy to help their clients get through the appeals process. Just remember to always be polite and open to new ideas. If you feel like your agent is concealing information or just not being helpful, consider hiring an outside consultant. Attorneys can be helpful, but because they often break up the direct link between you and your insurance company, their services should generally be seen as your last line of defense.

3. Pay for a professional report. When your roof repairs fit the profile of what should be covered under your insurance plan, including a professional damage assessment in your claim file is a great way to strengthen your case.

Looking for a professional roofer? Contact us online or give us a call directly at 503-684-5611to learn more about our roofing services in Portland, OR.