Now may be a great time to begin working on that home-improvement project you’ve been dreaming about for years. Maybe you’re looking to boost your home’s energy efficiency and start saving money on your utility bills. Perhaps you’re seeking improved curb appeal in the hopes of increasing the resale value of your home. Maybe your home is simply overdue for some much-needed repairs. Whatever your goals are, it’s time to start making them happen.

Of course, that may prove to be easier said than done. You’ll need a trusted professional to assist with your home-improvement project, as well as a way to pay for it without going bankrupt in the process. This is especially true now during these difficult financial times. You need to be as careful with your finances as you possibly can. Nevertheless, home improvement should be seen as an investment, one that will pay off greatly in the future.

This is where Interstate Roofing comes in. Offering a variety of services including repairs, maintenance, cleaning, and upgrades, Interstate Roofing also has a financing program to put your mind at ease. Below are five advantages of financing your home-improvement project with Interstate Roofing.

You Can Start Right Away

If you have a project you’ve been wanting to start for a long time, the cost may be the only factor holding you back. That’s one of the great benefits of financing your home-improvement project: you won’t need to wait until you save up the cash to pay for the work. Some projects are time sensitive as well. If you have a leaky or damaged roof, for example, you can’t very well wait another year to begin the repairs.

Especially now, during a time when many people have lost their jobs or otherwise seen a reduction in their incomes, saving up the money to pay for the project all at once may prove to be quite a challenge.
On the other hand, if you choose to finance the project, you can get started immediately and reap the benefits much sooner than if you choose to wait.

You’ll Save Money in the Long Run

Many people worry about financing their roofing projects because of the costs involved. It’s true that a large home-improvement project can often be very costly, but as long as you’re responsible in how you pay for it, it can end up saving you a great deal of money over time. Indeed, you may even end up making money since home improvement can actually increase the resale value of your home.

Let’s consider another example of how financing a home-improvement project can save you money. If the insulation in your attic is upgraded, it can dramatically improve the efficiency of your heater and air conditioner. This will, of course, improve the comfort level of your home, but it will also save you a good deal of money on your energy bill, as you won’t need to run your HVAC system for nearly as long to get your home to the desired temperature. Interstate Roofing offers insulation at an excellent price as an addition to any other project.

There May Be Tax Benefits

When financing a home-improvement project, there may be some tax benefits, depending on the laws in your area. Often, you may be able to deduct money that you invest in your home from your taxes. You may need to meet certain criteria to do this, including how the loan you take out is secured, and you’ll need to keep meticulous records to send to the IRS. Nevertheless, it’s possible you’ll be able to save on your taxes every year, as long as you continue to pay the loan off.

There are also tax credits available for home sustainability. A home-improvement project can improve the environmental friendliness of your house by reducing its energy needs. In this way, you may be able to save even more on your taxes by reducing your home’s environmental impact. To discover if you qualify, do some research on tax credits offered for “green” homes in your area.

Best Warranties in the Business

There’s no point in taking out a huge loan to finance a project if that project doesn’t last for a long time. That’s why having a warranty in place is so important. A roof is a part of your home that should last for years, so Interstate Roofing has warranties that will last for years as well. We have 5-, 10-, and 15-year warranties available, as well as Extended Factory Warranties that offer up to 20 years of labor coverage. Warranties are also transferable should you sell your home or purchase one that has been worked on by Interstate.

No Payments for a Year and No Interest

The fact is that these are difficult, uncertain economic times, and that’s serving as a deterrent to homeowners thinking about starting their home-improvement projects. But a time of economic uncertainty can also be an opportunity in many ways: you just need to know how to grab the chances when they arise.

Because so many people have lost income during this period of economic trouble, Interstate Roofing now offers no payments for a year on projects you finance with them. This, of course, will afford you plenty of time to get back on your feet financially, without any further delays to your home-improvement project.

Of course, payments aren’t the only concern when financing a home-improvement project. Interest is another major concern. That’s why people hesitate to take out loans from their banks or from other roofing companies. They’re worried the interest will drive them into the ground, financially speaking. With the right roofing company, however, this needn’t be the case. Finance your project with Interstate roofing, and they’ll give you several options that range from low monthly to even deferred payment.